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Scholarships - Page One - the FAFSA, and links

 
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TRY THE FAFSA FIRST...

Even before you start searching for scholarships, the best thing to do is to try the FAFSA site FIRST for grants, scholarships or low-interest loans first (in case your scholarship doesn't materialize...)

 

The FAFSA form is located on the official government site, and once you register, your information goes out to many different schools. If you qualify for a scholarship at a school, they will contact you. It is all done automatically. This is a great first step, because you may decide to start school with a student loan or grant, and then apply for a scholarship for the next year or for graduate school.

You will need your tax forms to fill this out. Remember to save each page as you fill it out. Also: the earlier you fill it out, the better. You can use the FAFSA information to enroll for regular or for online classes. Each year in January, you get to fill out a NEW fafsa form. Always redo this form once a year.

Each time you fill out a page, click the "save" button at the bottom to make sure the site keeps your information. If you do not, you run the risk of losing all your work and having to start over! This happened to me twice. Now I know better.

 

Credit Cards and Student Loans

ABOUT CREDIT CARDS...

I know that some people fund their schooling sometimes on a credit card. That is NOT a wise decision. The interest rates alone can really be a problem, especially because most people have their hands full just paying for books and staying afloat when they are going back to school.

There is another good reason why credit cards aren't the best choice when paying for classes. There is the time factor - a scholarship and/or a government loan should allow you to pay when your college is done, and not before. So - doing your FAFSA can really help, in more ways than one.

THE FUTURE OF STUDENT LOANS...

The next president elected will, I hope, review and fix the scholarship and loan process and offer students low-interest government loans, and allow people to cancel their debt with service. If they do, I may head back to school yet again.

 

Scholarship Links #1

updated Jan 3 2015

 
DR. TORRES'S DATABASE OF SCHOLARSHIPS,GRANTS, AWARDS, AND MORE - Fatomei.com - there are many resources here of all kinds.
 
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Click here to go to see even more scholarship and grant links (on Page 2)

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